Indicative Premium Illustration
For Illustration Purposes Only · Non-binding
Interest and sum insured
| Description | Classification | Sum insured | Premium |
|---|
Optional benefits selection
All optional benefits are shown below to record both selected and not selected options for this illustration.
| Selection | Optional benefit | Selected details | Premium |
|---|
Basic premiumRM 0.00
Add-onsRM 0.00
Total basic (minimum RM60)RM 0.00
SST 8%RM 0.00
Stamp dutyRM 0.00
Total payableRM 0.00
Coverage Details
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Clauses, endorsements and warranties
Applicable clauses and endorsements are confirmed in the insurer’s policy schedule and wording.
- Premium warranty
- Date recognition clause
- Sanction exclusion clause
- Radioactive / nuclear energy risks exclusion
- Asbestos exclusion
- Property damage clarification
- Restriction of merchandise warranty
- Reinstatement in compliance with public authorities
- Reinstatement value clause
- Removal of debris (without separate sum insured)
- Architect’s, surveyor’s, engineer’s and consultant’s fees (without separate sum insured); alteration clause
Quotation conditions
Between submission and the proposed effective date, no claim or circumstance that may result in a claim has arisen, and there is no material change in risk or incorrect particulars. Law and jurisdiction: Malaysia only. Acceptance remains subject to insurer review of the proposal and risk assessment.
Memo: —
Agent: — · —
Important Notice — For Illustration Purposes Only. This document is for illustration and discussion purposes only and is not a policy contract, cover note, certificate of insurance, binding quotation or confirmation of cover. Premiums, benefits and amounts shown are indicative and may change following review of the completed proposal, risk information, underwriting requirements, applicable rates, taxes, duties, policy terms, exclusions and insurer approval. Coverage is only effective after acceptance by the insurer and issuance of the relevant policy documentation. PI and related product names are the property of their respective owner. This is an independent servicing tool and is not an official insurer quotation system. Rates are based on HomeInsure Pro calculator version 20260113.